American express car insurance coverage. Credit Cards and Car Rental Insurance: What's Covered and What's Not

Marriott Bonvoy™ American Express® Card

american express car insurance coverage

This product may not be available in certain states. Activating Your Coverage First and foremost, if you want to use American Express' coverage, you have to charge your car rental to your Amex card. The secondary car rental loss and damage insurance included with many American Express cards will cover you when an eligible rental car is damaged or stolen. You will need approval before any repairs will be covered. Coverage is in effect as long as you have fully charged your rental to your Platinum Card.

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Credit Cards and Car Rental Insurance: What's Covered and What's Not

american express car insurance coverage

Spouse and dependent children under 23 of Supplementary Cardmembers are also covered. Certain limitations, exclusions and restrictions apply. It was originally published on Oct. All names, marks and logos are the trademarks of Marriott International, Inc. Certain limitations, exclusions and restrictions apply. First, you have to always decline the optional insurance being sold by the rental car company.

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Car Rental Insurance Coverage

american express car insurance coverage

The damage to or theft of a rental vehicle benefit is secondary to other sources of insurance or indemnity. While offer primary car rental coverage many offer secondary coverage , most will offer an optional Premium Car Rental Protection policy that provides primary coverage. Brenna Swanston is a freelance writer, editor and journalist. If you are calling to rebook or cancel your travel plans, please contact your airline or travel provider. I once made sure to use this coverage when I rented a new Porsche for a few hours in Germany. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment.

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Car Rental Insurance for Card Members

american express car insurance coverage

We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. Credit cards that offer primary rental car insurance Chase is one of the only issuers that offers primary rental car insurance on its travel rewards cards. Please read the Certificate of Insurance carefully. You can also call the number on the back of your credit card to get that information. The coverage also has much higher limits than the standard policy. You may contact the insurer at in Canada and the U. Save money when travelling with the Car Rental Theft and Damage Insurance included on your Platinum Card.

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Insurance & Protection

american express car insurance coverage

Eligible cards include the and , , and. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. But even if you are the type of person who avoids credit cards for your regular spending, you should strongly consider using a credit card just to rent a car. You may contact the insurer at in Canada and the U. Trips will not be covered for trip cancellation, if purchased with points including Aeroplan miles from a reward program other than the Membership RewardsÂŽ Program. You'll be asked to provide copies of your rental car agreement, insurance information, repair bills, police reports and incident reports, so make sure to gather those documents and have them at the ready. Coverage is in excess of any and all other applicable insurance.

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Marriott Bonvoy™ American Express® Card

american express car insurance coverage

We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you. If your claim is approved, Amex will reimburse you on your credit card. But also excluded can be more common vehicles like pickup trucks and full-size vans. Jewellery, motorized vehicles, and their parts are excluded in this coverage. It takes approximately 15-20 minutes depending on the complexity of your accident i. She previously reported for the Sun newspaper in Santa Maria, Calif. More stories you might enjoy from Clark.

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